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District Heights: (877) 547-1109 Waldorf: (855) 524-6161
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Can I Finance a Car with No Money Down?

Whenever people talk about financing the purchase of a vehicle, you often hear them mention down payments. This small portion of the total cost is generally provided up front to reduce the amount you need to take out in loans and to prove to the lender that you’re a financially stable individual. Generally, most dealerships require a down payment of some amount in order to approve a transaction, but at AMKO Auto this isn’t the case! Keep reading to learn more.

Down Payments

Though the amount varies depending on who you ask, typically most people recommend that your down payment accounts for about 10 to 20 percent of the total cost of a vehicle. While this is fine for some individuals, those with limited access to immediate funds might find that they can’t get approved for a loan unless they can provide a down payment. At AMKO Auto, we understand that this just isn’t for some. This is why we offer special no-money-down financing! All you need to do is sign on the dotted line and we’ll hand over the keys!

Financing Tools

Since you won’t be providing a down payment, it’s important to configure a strategic budget so you stay within your means. Our Payment Calculator can help! To learn your purchasing power, complete the left side of the form by providing your ideal monthly installment amount and possible financing terms. By leaving the down payment field empty, you’ll get an accurate estimate of your spending limit. Alternatively, if you happen to know the price of a vehicle, you can see what you would be paying each month if you were to finance without a down payment.

Plenty of Options

With the amount of choices available at our dealership, you won’t have too much trouble finding a few potential options. Under the View Inventory tab above, we have a link to our entire stock of used cars, trucks, SUVs, and vans—all just a click away! After narrowing down your list of vehicles by make, model, color, year, and any other important factor, be sure to get a closer glimpse by selecting a given result to review its specs, awards, and a few pictures. If it seems like a solid fit for your lifestyle, don’t hesitate to confirm its availability for a test drive.

Have you been asking yourself, “Can I finance a car with no money down”? The answer is yes when you visit AMKO Auto! We’re willing to work with you, so give us a call to schedule an appointment. In the meantime, see what our past customers have had to say about their exceptional experiences with us!


Hours

(877) 736-1986
Monday 9:30 am - 8:00 pm
Tuesday 9:30 am - 8:00 pm
Wednesday 9:30 am - 8:00 pm
Thursday 9:30 am - 8:00 pm
Friday 9:30 am - 8:00 pm
Saturday 8:45 am - 7:00 pm
Sunday Closed

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Can I Finance a Car with No Money Down?

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Dealership Information

Testimonials

Highly Recommend

Marley Kamara
3-11-2020
Full Star Full Star Full Star Full Star Full Star

Thank you team. Efficient and made sure I walked out with a great car for an affordable price! Great service and communication. Y’all are just great. Highly recommend. Thank you again Bobby John & Leon!!!

Gems

Chi Chi
3-4-2020
Full Star Full Star Full Star Full Star Full Star

I purchased a Beautiful SUV from this dealership. You'll find some gems here.

Excellent Service

Brence Wallace
2-17-2020
Full Star Full Star Full Star Full Star Full Star

They are the best, they got me a good deal and the car that I want excellent service.

Hands down best dealership

Sara Rice
2-12-2020
Full Star Full Star Full Star Full Star Full Star

Hands down best dealership around went in for certain type of car and came out with even better our salesperson Kimmy was great and the two managers were great also did everything to make sure we were exactly where we wanted to be everyone should go and see them !!!!!!

The whole process went well

Michael Drew Dinkel
2-11-2020
Full Star Full Star Full Star Full Star Full Star

These people sure have an in-depth knowledge of sales and how to knack the best deals. A colleague recommended them to me after voicing out my fear of being a victim to a dealership that will try to rip me off. The staff is very good and they have a pleasing way of putting my mind at rest. The whole process went well and my car is functioning perfectly. (that is surely more important, I must say) If you value peace of mind when it comes to buying of cars, Amko Auto can guarantee you that.

Happy and satisfied

Kizzie Brown
2-4-2020
Full Star Full Star Full Star Full Star Full Star

Leon, Tony and John greeted me with a smile and made me fill welcomed and at home. They ashored me that I will be happy and satisfied leaving this lot and I was. Leon let me know that having bad credit is not always bad and we still are good people we make mistakes and we can fix them. I would recommend everyone come to Amko Auto if u want a reliable ride

Outstanding

Alley West
12-23-2019
Full Star Full Star Full Star Full Star Full Star

Ehren helped me, he provided outstanding customer service.

Great

Andrea Salguero
12-18-2019
Full Star Full Star Full Star Full Star Full Star

Ehren and Sam were great, they helped me get approved for my dream car.

Great!

Tairese Brown
11-12-2019
Full Star Full Star Full Star Full Star Full Star

My experience at Amko auto was great! Ehren the salesman was patient and professional. I wasn’t pressured into buying a car or anything. Leon did an outstanding job with the financing part. They work with you and will find something that fits you and your pockets. Lastly Sam! He verified the process swiftly and I was out and on the road with my New car!

Great experience

Shanique C
9-23-2019
Full Star Full Star Full Star Full Star Full Star

Purchased two vehicles with AMKO Auto (Marlboro Pike) in May and had a great experience. They have a diverse selection of vehicles, willing to work with you and are professional. With a small team, they provided excellent customer service overall. They wanted to make sure we were satisfied... we definitely were! I would highly recommend! Also I want to add that I needed something completed for my vehicle, a few months later, and Leon took care of it for me.

Excellent Customer Service!

Tony J
9-17-2019
Full Star Full Star Full Star Full Star Full Star

Paschelle was GREAT! She listened and got me into the car I wanted! Excellent Customer Service! I'll DEFINITELY be bringing all my family and friends! If y'all come to the District Heights location, work with her!

Great customer service.

Donna M
9-12-2019
Full Star Full Star Full Star Full Star Full Star

Omg I’m so happy I have my 2018 dream car and it’s all because of the Syndey sale consultant was awesome very professional and worked hard in a timely manner. Thanks again for great customer service.

Beyond happy!!!!

Shante P
9-9-2019
Full Star Full Star Full Star Full Star Full Star

Paschelle is the best!!! She made my dreams come true and it me in the car that I wanted!!!! Beyond happy!!!!!! Thank You again!!!!

Happy customer!

Kendra G
8-1-2019
Full Star Full Star Full Star Full Star Full Star

I came here in 2017 and left with two cars for great prices. Yesterday, I traded in one of those vehicles and I left with more than what I wanted. I am definitely a happy customer!

Super knowledgeable and helpful

Malcolm G
7-19-2019
Full Star Full Star Full Star Full Star Full Star

Was here a few weeks ago and ended up getting a used car here. Has been running great! And not to mention, dude who sold it to me was super knowledgeable and helpful. Whenever you come make sure you ask for Pedro, he knows his stuff.

The sales and finance team were great!

Zone 7 Lawn Care LLC
5-13-2019
Full Star Full Star Full Star Full Star Full Star

The sales and finance team were great! They ensured I received the deal and the vehicle that met my needs and expectations . Go see Armando, John, Victor, and Anthony today if you’re in need of a vehicle.

Highly recommend!

Anas L
4-15-2019
Full Star Full Star Full Star Full Star Full Star

Very professional staff very helpful they will work with what you have and make sure you get taking care of I highly recommended , Armando was very helpful and James diggs , also they have a very nice inventory

Great Experience!

Arline S
4-16-2019
Full Star Full Star Full Star Full Star Full Star

I would like to thank Chelisha for the professional Customer service at Amko and Armando for the great experience. We will definitely recommend this dealership.

Great Place!

Timothy M
4-20-2019
Full Star Full Star Full Star Full Star Full Star

These guys went 100000 miles to get me in my car the owner came to my house and picked me up to come back and get my car. If you looking for a car they will take care of you

Great customer service!

Toraj R
4-10-2019
Full Star Full Star Full Star Full Star Full Star

I think one of the best dealership around DMV with great customer service and even tho I had some bad financial situation going still they got me approve with lower rates and 500 down!

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